6 Reasons You Need A Robotic Lawn Mower

Hate Mowing?

Robot lawn mowers are a fully automatic mower that does the mowing for you! Press one button and your Robot electric mower starts working. You are not needed on the lawn while the Robot lawn mowers operate. We just made mowing a pleasure for you!!!  With the robot lawn mowers, the Robomow, you are still actively mowing the lawn, deciding when to do it, how often, how high etc., but with automatic mowers all you do is steer it to the lawn and pressing the GO button. Your Robomower electric mower does the rest!

Tired of your lawn service?

The automatic mowers, Robot lawn mowers are a perfect substitute for lawn service. The Robot electric mower pays for itself in less than one season. Yes, you still need to do some trimming and  leaning and if you really hate it, just have the lawn service come less often, say once a month.

Environmentally Concerned?

The Robomower automatic mowers are the ultimate solution for pollution! Robot lawn mowers  are zero pollution automatic mowers. The Robomower electric mower operates on rechargeable  atteries, mulching blades and whisper quiet operation. No fumes or oil leaks. Zero pollution! Robot lawn mowers are completely environmentally friendly!

  • Electric lawn mower, Zero emissions. Doesn’t use gas or oil.

  • Whisper quiet operation. Less than 55 DB at the mower and

    roughly 40 DB five feet from it. It is as quiet as a hair dryer.

  • The Robot lawn mowers are made of recyclable materials.

  • Recycles the cut grass through mulching. No need to collect the grass clippings and get rid of them.

  • Robot automatic mowers recycle tree leaves through mulching.

Pressed for time?

Robot automatic mowers mow for you. Just think about the precious quality time you waste on the weekend, pushing and sweating on the lawn, while you could have been with the family and other things you really like to do. The Robomower electric mower allows you to have this quality time instead of spending it on a weekly mundane chore. Once you have a Robot lawn mower, it will be as important to you as indoor plumbing!

Tired of fighting with the kids about mowing?

Robot lawn mowers will stop the weekly arguments! The kids will still have the responsibility, but with the fully automatic mowers they will now fight over who gets to put the robot lawn mowers in the yard. Robot lawn mowers are simple and safe and being a fully electric mower, you don’t have to be exposed to the heat or the pollution related to old way of mowing.  The Robomower electric mower offers a great solution to these weekly arguments and fights. Since mowing with the Robomower automatic mowers are easy, fun and takes only minutes, it will be a lot easier to get them to take responsibility of the lawn mowing.

Suffer from Allergies?

Here is a perfect solution for you. You don t have to be on or even near the lawn with the robot lawn mowers. Robomower are automatic mowers. Just press the green GO button and get out of the lawn. Just walk the electric mower in when it s finished. The Robomower electric mowers does the work for you and your presence on the lawn is not needed! The Robot lawn mower is an excellent mulcher, so you won’t need to collect and bag any grass clippings.

 

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The Bissell ProHeat 2X Select Pet 9400-3

Bissell, which is also known as Bissell Homecare, is a vacuum cleaner manufacturing corporation headquartered in Walker, Michigan. Bissell is currently the number one manufacturer f floor care products in North America in terms of sales. The company, with its ever popular Bissell Steam Cleaners,  holds about 20% of the total market share.

Why is this important you  might wonder? Well, a company of that size having the track records that they do almost guarantees incredible products and happy customers. This is also the reason that we want to take a look at Bissell’s products as they’ve come up with a few very interesting steam cleaners in the past months.

The first product that we want to take a look at is the Bissell ProHeat 2X Select Pet 9400-3 . The ProHeat 2X is a full-size carpet cleaner with built in heater. The device has a built in water heater which makes it unique in the market. The addition in the name “pet”, suggests that the machine has advantages over other machines when it come to cleaning pet stains. We found this to be true in our test as well.  If you want a machine that can clean pet stains very easily, go with this one.

The next product up is the Bissell ProHeat 2X Select 9400-M. It is basically the same model as the one above but this one has a different specialization (the one above was for pets): It has been specialized for bare floors. You might wonder how this is a specialization? The specialization is that the machine will not only clean the floor but disinfect it in the same task. This will save time and make sure that your house is cleaner than ever.  In addition to this the machine also comes with some extra tools that will help you to make the cleaning process easier.

The Bissell ProHeat 2X CleanShot 9500 is the machine that you want to buy if you want a large, powerful hardwood steam cleaner that will come with many extras, and then this is your product of choice. The machine comes with the built in “Clean Shot” sprayer for difficult stains and a heater to dry carpets faster after they have been cleaned. The number of attachment tools is currently around six, but there is word out on the street that this will be changed in the near future. All in all a good machine that will get even the dirtiest floors and carpets clean again due to its strength and versatility.

The last machine in our Bissell steam cleaners test is the Bissell Big Green Canister Deep Cleaner. This machine is made for the really large rooms or rather for industrial rooms. It comes with a 2 liter water tank and more attachments than you will ever need (at least we couldn’t find anything to do with them after a while). The machine is powerful but is mainly made for bare floors (there aren’t many carpets in industrial buildings). If you have a ranch or something similar go with this one.

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450 Gross Acres Apple Orchards Available

450+/- Gross Acres w/ Apple Orchards
6 Tracts Offered Separately
Thursday, June 24, 2010 – 2 pm
Auction Location: Red Lion Hotel, 607 E Yakima Avenue, Yakima, WA 98901

Seller: Cervantes Orchards & Vineyards under US Bankruptcy Court Order

Abbreviated Sale Terms:
• Bidding requires pre-qualification

• A 10% Buyer Premium will be added to the high bid to determine the selling price, per Tract.

• Bidder Deposits – Per Tract, will be required at bidder registration made payable to Fidelity Title Co. and according to the complete terms and conditions.

• Earnest Money Deposit – Successful bidders will be required to provide a minimum earnest money deposit of ten percent (10%) of the purchase price payable to Fidelity Title Co. at the close of the real estate auction. The cashier’s check Bidder Deposit will be applied to that percentage. Buyers must be prepared to issue a personal check for the balance due in excess of the bidder deposit to be made payable to Fidelity Title Co. to complete the earnest money deposit requirement.

• Early Possession – Successful bidders will be required to take possession of the Property being purchased within 48 hours post auction. Prior to taking possession the Buyers shall be required to increase the earnest money deposits to 25% or 30% respectively, according to complete terms and conditions.

• Growing Costs – Buyer will be responsible for paying for all 2010 costs associated with the maintenance and operation of the property as well as all costs associated with the growing and harvesting of any crops growing thereon.

• Terms – Cash at closing on or before August 6, 2010. Closing at Fidelity Title Co. located at 117 North 4th Street, Yakima, Washington 98901

• All sale offers are subject to confirmation & acceptance by Bankruptcy Plan Liquidating Agent.

• Auction Tracts are being sold by legal descriptions, not acres. Learn more at AuctionServicesNearMe.com

Property Information: Complete sale terms, bidder information & property information package is available at www.WREAONLINE.com or by contacting (509) 297-9294.

Property Inspection At Viewer Discretion: Please contact Western Real Estate Auctions at (509) 297-9294 for inspection of residential improvements.

Disclaimers: Buyer and his agent are responsible for independently verifying all presented information. No warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein, including but not limited to: acreages, dimensions and or square footage of buildings, or the condition of any of the aforementioned. The same is submitted subject to errors, omissions, change of price, rental or other conditions and withdrawal without notice.

In regard to fruit trees, no warranty is made as to variety, health, or appropriateness for location. Further, Broker and Seller make no warranty as to whether or not the origin of the trees had the appropriate fees paid to the patent holder(s). Additionally, Broker and Seller make no warranties as to the condition of the wind machines or the irrigation system, including but not limited to the pumps, main lines, laterals, sprinkler heads, or any other element. Buyer agrees to purchase the property in “AS IS” condition and by signing the purchase agreement, releases Broker and Seller from all responsibility and liability related to any issue on these properties.

Preliminary Orchard Information

TRACT 1 ~ Home Place Orchard

157+/- Gross Acres, 124+/- Ac. Braeburn, Gala & Fuji Apples plus 4+/- Ac. Mother Block

TRACT 2 ~ Edison/Veldhuis Place Orchard

167+/- Gross Acres,  157+/- Ac. Granny Smith Apples

 

TRACT 3 ~ Simmons Place Orchard

71+/- Gross Acres,  60+/- Ac. Fugi & Braeburn Apples

TRACT 4 ~ Asbel Place Orchard

24+/- Gross Acres, 22+/- Ac.  Braeburn Apples

TRACT 5 ~  Schinmann Place Orchard

11+/- Gross Acres, 11+/- Ac. Granny Smith Apples

TRACT 6 ~ Freeburn Orchard

22+/- Gross Acres, 18+/- Ac. Gala Apples

Thursday, June 24, 2010 – 2 PM

Auction Location:  Red Lion Hotel – 607 E. Yakima Avenue – Yakima, WA 98901

 

Irrigation District Allocation

June 23, 2010 – Subsequent to review and clarification by all creditor legal advisors, all current and delinquent real property taxes will be purchaser’s responsibility and will be added to closing costs for each auction tract. See summary of Buyer Costs table directly below.

Growing Costs – estimated as of June 17, 2010

Taxes assume closing date of August 6, 2010

T-1 Home T-2 Edison T-3 Simmons T-4 Asbell T-5 Schin. T-6 Freeburn
Crop Acres 124.4 159.9 63.5 22.8 11.0 18.23
Growing costs $260,000 $313,500 $92,000 $42,450 $17,650 $48,500
Back Taxes 36,352 55,605 12,776 5,241 2,260 7,323
Total $296,352 $369,105 $104,776 $47,691 $19,910 $55,823
Per Acre T-1 Home T-2 Veldhuis T-3 Simmons T-4 Asbell T-5 Schin. T-6 Freeburn
Growing costs $2,090 $1,959 $1,449 $1,862 $1,605 $2,660
Back Taxes 292 348 201 230 205 402
Total Per acre $2,382 $2,307 $1,650 $2,092 $1,810 $3,062

Multiple Peril Crop Insurance – Summary of Coverage

Orchard I.D. Acres Total Guarantee Price Liability Premium
T-1 Home Place 124.6 77,663 $10.10 $784,396 $48,866
T-2 Edison/Veldhuis 153.9 113,578 8.85 1,005,165 62,620
T-3 Simmons 63.6 26,903 8.85 238,092 15,581
T-4 Asbel 22.80 9,628 10.10 97,243 5,785
T-5 Schinmann 9.90 26,903 8.85 26,435 851
T-6 Freeburn 18.5 12,419 $10.10 $125,432 $9,414

 

TRACT  1 ~ Home Place – Documents

APN Tract 1 – Home

Preliminary Title Commitment T-1 Homeplace

Preliminary Title Commitment T-1 Homeplace – Maps

T-1 NRCS Soil Survey

TRACT 2 ~ Veldhuis Place – Documents

APN Tract 2 – Veldhuis

Preliminary Title Commitment T-2 Veldhuis

Preliminary Title Commitment T-2 Veldhuis – Maps

T-2 NRCS Soil Survey

TRACT 3 ~ Simmons Place – Documents

APN Tract 3 – Simmons

Preliminary Title Commitment T-3 Simmons

Preliminary Title Commitment T-3 Simmons – Maps

T-3 NRCS Soil Survey

TRACT 4 ~ Asbel Place – Documents

APN Tract 4 – Asbel

Preliminary Title Committment T-4 Asbel

Ingress-Egress Access T-4

T-4 NRCS Soil Survey

TRACT 5 ~ Schinmann Place – Documents

APN Tract 5 – Schinmann

Preliminary Title Commitment T-5 Schinmann

Preliminary Title Commitment T-5 Schinmann – Maps

T-5 NRCS Soil Survey

Reierson Water Report

TRACT 6 ~ Freeburn – Documents

APN Tract 6 Freeburn

Preliminary Title Commitment T-6 Freeburn

Preliminary Title Commitment T-6 Freeburn – Maps

T-6 NRCS Soil Survey

Wind Machine Locations & Serial Numbers

(courtesy of Cascade Wind Machine Service – Virgil Anders)

Tract 1 – Home Place Orchard

Tract 2 – Veldhuis Place Orchard

Tract 6 – Freeburn Orchard

A

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Why Do Information Violations Occur & How Can They Be Protected Against?

As recent as April 2011, Sony PlayStation Network was breached and an estimated 77 million user accounts were compromised. Sadly, such reports of info breach are ending up being common to the point that they do not make for interesting news anymore, but effects of a breach on an organization can be serious. In a scenario, where data breaches are becoming common, one is obliged to ask, why is it that organizations are ending up being vulnerable to a breach?

Siloed technique to compliance a possible cause for data breachOne credit repair of the possible reasons for data breach could be that organizations are managing their regulations in silos. And while this might have been a feasible technique if the organizations had one or two guidelines to handle, it is not the very best idea where there many policies to abide by. Siloed technique is expense and resource intensive as well as causes redundancy of effort in between various regulative assessments.

Prior to the massive surge in regulatory landscape, many companies taken part in an annual thorough risk assessment. These evaluations were complex and pricey however because they were done when a year, they were workable. With the surge of guidelines the expense of a single extensive evaluation is now being spread thin throughout a variety of fairly shallow assessments. So, instead of taking a deep look at ones organisation and determining risk through deep analysis, these assessments tend to skim the surface. As an outcome locations of danger do not get recognized and dealt with on time, resulting in data breaches.

Though threat evaluations are expensive, it is important for a company to uncover unidentified data streams, revisit their controls system, audit peoples access to systems and procedures and IT systems throughout the organization. So, if youre doing a great deal of assessments, its much better to consolidate the work and do deeper, meaningful assessments.

Are You Experiencing Evaluation Fatigue?

Growing number of guidelines has likewise caused business experiencing evaluation fatigue. This happens when there is queue of evaluations due throughout the year. In rushing from one assessment to the next, findings that come out of the very first evaluation never really get attended to. Theres absolutely nothing worse than examining and not fixing, since the company ends up with too much procedure and inadequate results.

Protect your information, adopt an integrated GRC option from ANXThe objective of a GRC option like TruComply from ANX is that it provides a management tool to automate the organizational risk and compliance procedures and by doing so permits the company to accomplish genuine benefits by method of minimized expenditure and deeper visibility into the organization. So, when you wish to cover danger protection throughout the organization and recognize prospective breach locations, theres a great deal of information to be properly gathered and analyzed first.

Each service has been developed and developed based upon our experience of serving thousands of clients over the last eight years. A brief description of each service is consisted of below: TruComply – TruComply is an easy-to-use IT GRC software-as-service application which can be fully executed within a few weeks. TruComply credit check monitoring currently supports over 600 industry guidelines and standards.

Handling Data Breaches Prior to and After They Happen

The key thing a company can do to safeguard themselves is to do a risk assessment. It might sound in reverse that you would take a look at what your challenges are before you do a plan on the best ways to fulfill those challenges. But till you evaluate where you are vulnerable, you really do not know what to protect.

Vulnerability comes in different areas. It could be an attack externally on your data. It could be an attack internally on your information, from an employee who or a momentary staff member, or a visitor or a vendor who has access to your system and who has an agenda that’s different from yours. It might be a basic accident, a lost laptop, a lost computer file, a lost backup tape. Looking at all those various circumstances, assists you determine how you need to construct a threat assessment plan and an action strategy to fulfill those prospective risks. Speed is essential in responding to a data breach.

The most important thing that you can do when you find out that there has been an unauthorized access to your database or to your system is to isolate it. Detach it from the internet; disconnect it from other systems as much as you can, pull that plug. Ensure that you can isolate the part of the system, if possible. If it’s not possible to separate that one portion, take the entire system down and make sure that you can maintain exactly what it is that you have at the time that you understand the occurrence. Getting the system imaged so that you can protect that proof of the intrusion is likewise important.

Unplugging from the outside world is the very first important step. There is truly not much you can do to avoid a data breach. It’s going to take place. It’s not if it’s when. But there are steps you can take that aid discourage a data breach. Among those is encryption. Securing details that you have on portable gadgets on laptop computers, on flash drives things that can be disconnected from your system, including backup tapes all should be secured.

The number of data occurrences that involve a lost laptop computer or a lost flash drive that hold individual details could all be prevented by having actually the information encrypted. So, I believe file encryption is a key component to making sure that a minimum of you lower the incidents that you may come up with.

Id Information Breaches May Lurk In Workplace Copiers Or Printers

Lots of physicians and dental experts offices have embraced as a regular to scan copies of their clients insurance cards, Social Security numbers and motorists licenses and add them to their files.

In case that those copies ended in the trash can, that would plainly be thought about a violation of patients personal privacy. However, physician offices might be putting that patient data at just as much risk when it comes time to change the photocopier.

Office printers and copiers are typically overlooked as a significant source of personal health info. This is probably due to the fact that a lot of people are uninformed that many printers and photo copiers have a hard disk, just like your home computer, that keeps a file on every copy ever made. If the drive falls into the wrong hands, somebody might gain access to the copies of every Social Security number and insurance card you have actually copied.

Therefore, it is extremely important to keep in mind that these gadgets are digital. And just as you wouldn’t simply throw away a PC, you must deal with photo copiers the very same way. You should constantly strip individual info off any printer or copier you plan to discard.

John Shegerian, chair and CEO of Electronic Recyclers International, a Fresno, Calif.-based e-recycling business that runs seven recycling plants across the nation, said he entered the business of recycling electronic equipment for environmental reasons. He says that now exactly what has taken the center spotlight is privacy concerns. Cellular phones, laptop computers, desktops, printers and photo copiers have actually to be handled not just for ecological finest practices, but also best practices for privacy.

The primary step is inspecting to see if your printer or photo copier has a disk drive. Machines that function as a central printer for a number of computer systems usually use the disk drive to produce a queue of jobs to be done. He said there are no difficult and quick guidelines although it’s less likely a single-function maker, such as one that prints from a sole computer system, has a tough drive, and most likely a multifunction maker has one.

The next action is discovering whether the device has an “overwrite” or “wiping” function. Some machines instantly overwrite the information after each task so the data are scrubbed and made ineffective to anyone who might get it. Many makers have directions on how to run this function. They can be discovered in the owner’s manual.

Visit identity theft cast for more support & data breach assistance.

There are suppliers that will do it for you when your practice needs help. In truth, overwriting is something that needs to be done at the least before the machine is sold, disposed of or gone back to a leasing representative, specialists stated.

Since of the attention to personal privacy concerns, the vendors where you buy or rent any electronic devices ought to have a plan in place for dealing with these problems, specialists said. Whether the difficult drives are ruined or gone back to you for safekeeping, it depends on you to learn. Otherwise, you might discover yourself in a situation just like Affinity’s, and have a data breach that must be reported to HHS.

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Don’t Let Plumbing Problems Break The Bank

Emergency Plumbing Oceanside

EPA services all cities in Oceanside. We have provided stability and reliability especially in San Diego County area for many Years. We are centrally located to our customer base. We have a large inventory of materials in stock. This allows jobs to be completed without needing to order materials or go to the supply house. Saving time and money. We have access to materials to make emergency repairs with our 24 hour service. We have a large fleet of equipment. We do not need to sub-contract out septic tank work, excavation work or concrete removal work. We have all the equipment in house to provide these services quickly and efficiently.

There are lots of reasons the good people of Oceanside have trusted The Emergency Plumbing Oceanside Company with their plumbing emergencies and needs for these many years. Simply stated, we are plumbers who can do it all, do it efficiently and do it for an honest price.

We handle all kinds of plumbing needs. From routine inspections to repairs to our 24 hour emergency service, there’s always a plumber from The Emergency Plumbing Oceanside Company on call to take care of the people of Oceanside plumbing needs. Our services include backflow inspections, drainfield inspection and repair, leaks, septic system repairs, and new fixture installation and hook up.

We approach every job with the dedication and expertise our customers deserve and expert from professional plumbers. We take pride in routinely surpassing the expectations of our customers. We do that by treating each and every customer as an individual. No two customers are the same. Likewise, every plumbing job requires an expert who knows how to assess the situation and solve the problem in the most efficient manner possible.

At The Emergency Plumbing Oceanside Company, our plumbers all know that you, our customers, the residents of Oceanside, come first. By taking care of you, and making sure that your needs are given the attention they deserve, we’ve been privileged to be able to serve the plumbing needs of this area for four whole decades. If you’re from the area, chances are we took care of your parents’ plumbing needs, too.

Estimates are always free, and no job is too large or too small. We are Mesa and Phoenix Oceanside plumbers, and we can fix any plumbing problem you may have. You’re not just a number to us. You are a valued customer with real needs that we have the privilege of taking care of. We value you, not just your money. That’s why we make it a point to offer a fair and honest price for all of the work we do.

When you have plumbing needs in Oceanside, whatever those needs happen to be, there’s only one name you need to know, the name which has stood for excellence in plumbing service to Oceanside residents for many years: The Emergency Plumbing Oceanside Company.

Contact a local oceanside handyman for Plumbing Services today

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Acne Treatment Solutions for Adults

Arе уου experiencing acne problems? Many adults аrе dealing wіth acne problems? I know I did as a teenager growing up.

Based οn thе mοѕt recent survey, 75 percent οf teenagers аnd young adults suffer frοm acne. Adults whο аrе οn thеіr 30s аnd 40s саn аlѕο experience acne problems.

Whеn spots аnd black heads grow οn уουr face, іt οnlу indicates thаt thеrе іѕ аn over activity οn thе oil glands.

Acne іѕ a skin condition thаt usually happens whеn thе sebaceous glands, whісh аrе oil producing glands, secrete excess oil іn ѕοmе раrtѕ οf thе body. Sebaceous glands аrе found mostly οn уουr face.

Adults wіth acne mау experience having blackheads, whісh аrе caused bу thе blocking οf thе pores. Thе darkening οf thе рοrtіοnѕ οf thе skin іѕ caused bу thе excess skin pigments secreted bу thе oil glands.

Whiteheads аrе аlѕο common tο people suffering frοm acne. It occurs near thе surface οf thе skin whеn thе excess oil іѕ blocked inside thе follicle.

Thеrе аrе simple solutions οn hοw уου саn treat acne properly аnd safely. First, уου ѕhουld understand whаt causes acne.

Bacterial growth аnd tοο much inflammation οf thе oil glands іѕ one main reason whу аn adult саn suffer frοm acne.

Thе main factors thаt contribute tο acne аlѕο include bacterial growth, increase οf oil secretion, аnd changes inside thе hair follicles аnd hormones thаt affect thе sebaceous glands іn secreting oil.

Tο treat acne, уου ѕhουld know hοw tο consistently аnd persistently follow simple directions οn hοw уου саn easily treat acne.

Here аrе ѕοmе simple solutions thаt wіll hеlр уου treat уουr acne problems.

1.Gο tο a dermatologist.

A dermatologist саn provide уου simple solutions fοr уουr acne. Yουr treatment mау depend οn уουr skin type, medical history аnd уουr age.

2.Take medications.

Thеrе аrе antibiotics аnd vitamin A derivatives аnd οthеr acne drug products thаt аrе available frοm over thе counter stores. Mаkе sure thаt thеу wіll nοt irritate уουr skin bу consulting a dermatologist.

3.Always bе сlеаn.

Always keep spot prone рοrtіοnѕ οf уουr face сlеаn. It іѕ recommended tο wash thе affected рοrtіοnѕ twice οr thrice a day wіth antibacterial skin soaps.

4.Avoid thе temptation.

Refrain frοm picking thе spots. Squeezing саn cause scarring tο thе face. Thе dirt οn уουr hands mіɡht аlѕο cause infection tο acne wounds.

5.Take benzoyl peroxide.

Yου mау bυу over thе counter acne treatment products thаt contain benzoyl peroxide. Fοr serious acne problems, уου саn bυу topical skin solutions аnd tablet intake antibiotics.

6.Prevention іѕ thе acne treatment fοr adults.

Uѕе non comedogenic solutions such аѕ sunscreen, foundations, mаkе ups, moisturizers аnd lotions thаt hаνе medicated solutions fοr acne. Thеѕе products саn hеlр іn blocking thе pores аnd prevent acne.

Thеѕе effective methods саn hеlр уου treat аnd prevent acne. Consult уουr acne problems wіth a dermatologist ѕο thаt уου саn know thе best solutions available fοr уου. Avoid scrubbing аnd vigorous washing tο уουr face. Thіѕ mау cause even worse acne problems.  If you are suffering from the look of aging skin, consider trying a product like Nufinity Skin Serum to help tighten skin and increase collagen production.

Acne іѕ curable. Take actions immediately аnd bеɡіn wіth individualized treatment program. Soon уου wіll hаνе a ɡrеаt feeling looking аt thе mirror аnd admiring уουr сlеаn аnd acne-free face.

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Ways Identity Thieves Can Obtain Your Personal Information

A criminal can obtain personal information on another person in order to commit identity theft in many ways. “Dumpster Diving” is a method perpetrators use by going through a person’s garbage, communal dumpsters, or trash bins. These criminals can obtain copies of checks, credit card statements, bank statements, receipts, and carbons. The criminal will search for anything bearing your name, address, telephone number, and social security number.

credit-card-fraudAnother way identity thieves can obtain information is through “Shoulder Surfing”. This is a method perpetrators use by looking over an individual’s shoulder while in a checkout lane and memorizing the information on a check or a credit card. The perpetrator can also get calling card information or credit card information by looking over the shoulder of a person on a public telephone or just by eavesdropping if someone is giving their credit card information over the phone.

“Skimming” is another way for information to be obtained. There are different types of skimming. A waiter at a restaurant may take a person’s credit card to process their bill and then make a copy of the card. A store clerk can copy a credit/ debit card number from the carbon that the store keeps from a person’s receipt. Also, skimming can occur when a criminal attaches a small skimmer device to an ATM machine and when the individual slides their card through, it records the magnetic stripe details.

The internet has become an appealing place for criminals to obtain personal data. The novelty of the internet encourages people to explore. They often respond to unsolicited emails that promise them something but require personal data from the person to process the request. In most cases, there is no intention of giving out anything. Today, half of all credit card fraud is conducted on-line. (Department of Justice, 2013)

“Phishing” is yet another method to obtain someone else’s personal data. Phishing is the act of emailing a person and stating there is a problem with their account, then requesting personal information so the problem can be corrected. A new phishing scam that banks must face, which is hard to identify, is when a bank customer opens an email or even deletes the email without clicking on any embedded links, there is an program attached to the email by the criminal who silently runs a script. When the banking customer logs onto there bank website the code redirects the person to a fraudulent web site. (Federal Trade Commission, Ramsaran)

“Pretexting” is the act of calling a victim on the phone and stating they have a problem with their account and they need to verify information to fix the problem. (Federal Trade Commission)

“Spoofing” is when an individual receives fake email messages from a recognizable company requesting an update on their information. The website is hyper-linked and when accessed the criminal is able to obtain the individuals logon and password. (Urrico)

“Pharming” is a technique criminals use by setting up a phony web server and intercepting user names and PIN numbers. (Urrico)

Perpetrators can also obtain personal information by bribing employees who have access to personal records, stealing records while on the job, conning information out of employees, hacking personal records, stealing your wallet or purse, or stealing from your home. (Collins, Federal Trade Commission)

Criminals can also pose as a legitimate business and buy personal information from companies that collect personal data to be sold for verification purposes such as a background check on a potential employee. (Data Security)

When criminals use the skimming technique that copies the magnetic stripe of a credit card, they can sell the stripe on the black market and from there the stripe can be cloned to make several cards. (Credit Card)

  • Criminals can use credit cards or debit cards to go on shopping sprees. They will often buy large, expensive items such as computers, TVs, and stereos that are easily sold.
  • Criminals can open new credit card accounts or loans in the victim’s name and when the bills are not paid, the delinquent accounts are reported on the victim’s credit report.
  • Criminals can open wireless services or establish a phone in the victim’s name.· Criminals can open bank accounts and write bad checks or authorize electronic transfers and drain the victim’s bank account.
  • Criminals may buy a car in your name or file for bankruptcy for debt they have incurred using your personal information.· Criminals can avoid law enforcement by using a victim’s name during an arrest. When the victim does not show up to court, because they were unaware, there is a warrant issued in the victim’s name.
  • Criminals can fraudulently use calling cards. (Hamilton)
  • Criminals can submit a change of address form redirecting mail to the perpetrators address so victims do not know there is a problem until it is too late.
  • Criminals can establish false identities by obtaining a driver’s license with their picture and the victim’s information.
  • Criminals can get a job or file for fraudulent tax returns. (Federal Trade Commission)

While you can’t prevent identity theft entirely, you can lower the chances of becoming a victim by making smart daily decisions regarding who sees your personal information.  You can also enlist a paid or free credit monitoring service from a trusted provider to alert you in the event your identity was compromised.

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Picking A Quality Hardwood Floor Steam Cleaner

Steam cleaners are ideal for cleaning all types of floors and furniture. Many of them are able to get rid of 99.9 percent of the dust and allergens in your home.

Hardwood floors can be particularly difficult to find the right cleaner that will not ruin or damage the floor, however, floor steam cleaners are excellent for this type of floor as they do not harm the wood flooring materials and finish.

Best Steam Mop for the Money

The Eureka Enviro Hard Surface Floor Steamer 313A comes with a one year limited warranty along with an adjustable height handle that can be adjusted according to your height.

There is a preheating and cool down tray that is added for safety. A 6.5 amp motor comes with this cleaner along with a measuring cup, two steam pads, funnel and a cloth clip. It has a lightweight design and has a 12.5 inch cleaning head.

Best Lightweight Steam Cleaner

It has three settings of steam that kills 99.9 percent of all allergies and dust within the home and basically sanitizes the area. The low is dusting, medium is mopping, and high is scrubbing. It is lightweight at 10 pounds and comes with a 30 foot power cord to reach long distances. It has a carpet glider that freshens and deodorizes the carpeted floor and area rugs. I

Best Handheld Steam Mop on the Market

The Bissell Lift Off Steam Mop has a two in one machine as a portable handheld unit and a steam cleaner. It has removable steam pads and it helps eliminate 99.9 percent of germs in your home from the hardwood and carpeted floors. It has variable steam controls for added steam pressure and it is lightweight at 10 pounds.

It is able to reach hard to reach areas and has an easy to fill water tank. It is 100 percent chemical free and has a two year limited warranty and works well for cleaning vinyl floors as well.

Best Hardwood Floor Steamer under $100

This Bissell Steam Mop Hard Floor Cleaner 1867-7 has two washable and reusable mop pads that are made of microfiber. It has a 360 degree swivel mop and it comes with a one year limited warranty.

All of these choices are among the best hardwood floor steam cleaner reviews as they offer multiple features and capabilities. Many of them come with accessories that make it easier to use throughout your home to enable you to reach in those hard to reach areas. They are all inexpensive and can meet your budget.

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Oh The Hype About Forskolin Extract Is Insane

If you ever read my old blog , which isn’t around anymore by the way, then you probably know that I wasn’t always as thin as I am today. I was actually what nicer people might have called big boned”. And by big boned” I mean I weighed somewhere near 200 pounds at my largest size. I’m still a work in progress, but my journey to loose close to 100 pounds has given me new insight on a lot of things and I’m super excited to share my story and hopefully inspire other women to take control of their health and start living a happy, more fit lifestyle.

Don’t get me wrong, I’m not saying you shouldn’t love who you are, no matter what size, shape or color. But to live a more enjoyable, healthy life, it’s in your best interest to drop a bit of weight and start eating better and exercising. This isn’t a new revelation by any means, but sometimes people just need a kick in the butt or to see the results from someone else who’s been in their shoes. And if that person can be me, then I’m all for it.

One of the questions I’m regularly asked is how did I finally decide to pull the trigger and what did I do to get started losing the weight. I mean I managed to drop about 50 pounds in around 7 months, which is awesome in my book. I started out just trying to cut back on my food portions and walk a couple days a week. This was a great start, but it was like I hit a wall and I needed something more to really kick start the weight loss and burn that fat even quicker. This is when I added supplements to my diet and workouts. I tried a few of the supplement products you find at the local grocery store and didn’t really see any difference in weight loss, that is until I tried something called forskolin extract.

Pure Forskolin Extract Blew Me Away

I’ll be the first to admit that it seems like there’s a scammy diet product hitting the market every month and I was skeptical about forskolin extract when I began using it, but I wasn’t seeing much for results and I figured I had nothing to lose (except more fat, lol) So what exactly is forskolin extract. Put simply it’s an completely natural extract from a plant in the mint family. Asian, as well as Indian cultures have been using it for centuries as a medicinal extract. They found it helps lower blood pressure, increase metabolism, reduce appetite and yes, aid in losing weight. After doing a little research, I discovered that many celebrities and daytime personalities were touting the benefits of pure forskolin and that it was one of the most used weight loss supplements on the market today. Geez, why hadn’t I heard about this stuff sooner.

So since I was still close to 100 pounds too heavy and my walking/diet plan just wasn’t getting it done, I got a free bottle of Apex Vitality Forskolin from their website and gave it a try for myself. Apex Vitality is one of the best, most pure Forskolin products available, so I knew I was getting the real deal, not some low quality substitute.

How Does Forskolin For Weight Loss Work?

It’s actually pretty darn simple. Forskolin contains an enzyme called cAMP ( Cyclic AMP ). This enzyme takes sugar that you consume and converts it into energy instead of allowing it to be converted to fat. Now your body does this with sugar on it’s own, but unless you’re doing a lot of physical activity and your burning all of the sugar you consume, there’s going to be extra sugar left over, which your body naturally makes into fat. Forskolin extract helps prevent your body from doing this. Hence, less fat production and less weight gain. Another neat benefit is that Forskolin decreases the hormones in your body which regulate your eating. So as you feel less hungry, you eat less and weigh less. Pretty basic concept. Even I can wrap my head around that.

Other Forskolin Reviews

You’ve probably read a lot of other pure forskolin extract reviews, wihch include forskolin side effects and possibly negative comments about the forskolin supplement itself. It’s important to keep in mind that everyone will have a different result, even when using the same product. So what works for you many not work for someone else, even if you’re both exercising, dieting and trying to live as healthy as possible. Be sure to consider all of the point of view before you try forskolin extract for yourself.

Does Forskolin Work?

Yes & no. I realize that sounds like a wishy washy response, but it’s quite likely you will see great results after using Forskolin 250mg for just a couple of weeks. But you don’t know until you try it for yourself. The studies of the forskolin plant don’t like. Participants lost more weight while using a forskolin extract supplement compared to those who were on a placebo or given no supplement at all.

My Journey

So when I got my initial bottle from Apex, I started taking it daily (as directed on the bottle obviously) and within a week noticed that a few additional pounds were gone than from the previous week, with just walking and trying to eat a little less. Withing a few more weeks the pounds were flying off. I was shocked. In addition to taking forskolin, I increased my fitness routine, now walking at least 30 minutes 4 days a week. I had more energy for sure, so this wasn’t even a difficult increase. I was finding that I lost 5-7 pounds every ten days or so. After 6 months I dropped 60 pounds. Today I’m hovering at about 145lbs. I’ll be honest, I stopped taking the Forskolin extract after the 6 month mark, only because it seemed to peak and I wasn’t losing weight as fast as in the beginning. From what I read, this can be pretty common with supplements. But the fact that it helped get my started losing weight and lasted through over 50 pounds is simply amazing. Ideally, I’d like to lose another 15 pounds, and I would be at about the ideal weight for my height. It’s true when they say those last 10 pounds are the hardest. I’m figuring out you really have to work for those.

My Words of Wisdom For You

The first thing you need to do is make the promise to yourself that you are going to commit to eating better and doing some type of outdoor activity. Even if you can only do a couple days a week to start. Just doing something is better than nothing. Walk, jog, hike, push the kids around the block in the stroller, whatever you have to do to get your heart rate up for a few minutes each day. Combine this with a plan to start eating healthier. These two things alone will be your foundation for starting to lose weight. Get a free forskolin trial at Pure Forskolin Shop bottle from Apex Vitality and test it for yourself. Don’t give up on eating right and exercising. I’m firmly convinced that it’s the combination of the diet, fitness & supplements that gives the absolute best results. Take the supplements as directed and see where you stand after a month or 6 weeks. If it’s not working, you may have to rethink your approach and test a different supplement, change your eating habits or increase your fitness plan. Everyone responds differently to weight loss. The most important thing is to get started and stick with it. If you do this, I have no doubt you’ll see the results you want.

If you have any questions about what I’ve done to get into shape or just need a little friendly motivation, you are welcome to contact me here or message me on my Facebook & Twitter pages. I’m going to be adding some new sections to this blog as I get time. Hopefully with some of my favorite healthy recipes and some super easy exercises you can do each day, which don’t take a lot of time. I wish you all the best of luck in your journey’s.

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Some Acne Treatments That Really Work

dermatologist-secrets-02-pg-fullIf you are plagued with acne you know that there are a lot of different products out there that are supposed to help your condition. The problem is that some of these treatments do more harm than good to your complexion. In fact, some of these exposed acne treatments are so harsh on the skin that they can cause irritation to the areas where they are applied. In addition to that, some acne treatments will dry out the skin to the point where it is flaky. As you know, this can make you feel self-conscious and very uncomfortable about your appearance. The good news is that there are a few good acne treatments out there that will help you pick out the best spot acne treatment on the market.  And you don’t have to spend a lot of money on them either.

For starters, try looking into Zenmed Derma Cleanse system. This cleanse is designed to work with all skin types and must be consistently used for a week or two before you see any improvement. The improvement will be obvious after those first two weeks pass as you will begin have better, acne free skin. One of the main reasons why the best acne treatments fail is because people do not stick to them for long enough. With programs such as Zenmed Derma Cleanse and Renew Collagen Serum it is important to give them enough time to work before jumping ship.

Another one of the best acne treatments out there for some people is simply over the counter medications such as Clearasil. These medications have been tested over the course of time and have always proved to be effective for getting rid of blemishes, pimples or even acne. If you have never tried Clearasil you can get it in just about any pharmacy or grocery store in the world. Before you buy it, however, take a few minutes to read the label in an effort to make sure it is right for you and your condition. If there is something about it that you do not like it is okay to move on and try another product.

A final treatment for acne that is often overlooked by people is plain old soap and water. Take the time to wash your acne with a mild soap a few times a day so that it is staying clean. Since acne is caused by clogged pores it is important to keep the area clean so that the pores will not get even more clogged up. If you neglect to wash your acne a few times a day it may get worse and worse no matter what you use to treat it.

Acne is different for each person that has the condition. A treatment that works for one person may not work for the next person. It is very important to experiment with different treatments so that you can find out what works for you and what does not work for you. After some trial and error you should be able to find one or two treatments that will help to clear your skin up in no time at all.

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